How is my money custodied?

Assets are held by regulated third-party custodians (Anchorage Digital, Coinbase Custody, BNY Mellon). ReserveFunds never holds member funds directly.

What are the fees?

0.5% annual management fee on AUM (Pro tier). No setup, deposit, or withdrawal fees. Custom enterprise pricing for Elite.

Can I exit a pool early?

Each pool defines its own lockup. Many liquid pools allow exit within 24 hours; private pools may have 30-90 day notice periods.

What happens if a pool loses money?

Losses are shared pro-rata. You cannot lose more than you contribute. Risk scores and historical drawdowns are disclosed up-front.

How does governance voting work?

Every strategy change is proposed and voted on by members. Voting weight is proportional to contribution. Quorum is 30% of AUM.

Is my data secure?

SOC 2 Type II audited, AES-256 at rest, TLS 1.3 in transit, mandatory 2FA, optional hardware-key login.

Do you support crypto?

Yes — BTC, ETH, SOL, USDC and USDT are first-class. Tokenized real estate and equities are rolling out in 2026.

How are taxes handled?

Each cycle we generate IRS Form 1099 (US) and CSV exports for global jurisdictions. Elite tier includes a CPA consult.

Is ReserveFunds available in my country?

Live in 38 countries today. We're expanding monthly — see the Status page for the current list.

How do referrals work?

Refer a member, earn 10% of the management fees they pay for 12 months. Withdraw to your ReserveFunds wallet anytime.